Lending Protocols: PT Market’s Essential Hosts

Lending protocols provide the liquidity layer and settlement environment where PT tokens can be created, traded and integrated. Without them, PT tokens would lack the depth, collateralization and utility to function at scale.

Their role can be broken down into three pillars:

1. Liquidity Hubs:

   Lending protocols pool liquidity from lenders borrowers, and curators. By hosting PT markets, they allow these actors to efficiently exchange principal and yield components.

2. Risk Management:

   Each lending protocol designs collateral frameworks, liquidation mechanisms and governance models that ensure PT tokens remain secure, even under volatile conditions.

3. Innovation Platforms:

   PT markets thrive when curators and issuers can customize. Lending protocols provide the programmable infrastructure that allows for new vaults, stablecoins and structured products.

EO Network’s Partner Lending Markets Enabling PT Markets

Morpho

Morpho is redefining lending with a hybrid peer-to-peer + pooled liquidity model, giving users the best of both worlds. EO Network powers the largest number of PT markets on Morpho, enabling structured yield strategies and safer collateral onboarding for curators like MEV and issuers like f(x) Protocol.

Euler

Euler pioneered permissionless lending markets, making it possible for curators to design lending pools for long-tail assets. With EO’s PT feeds, Euler supports custom fixed yield strategies that bring transparency and reliability to specialized lending markets.

Silo

Silo Finance is a decentralized, non-custodial lending protocol that operates on a principle of risk isolation. By creating separate lending markets for each asset, Silo prevents systemic risk contagion and enhances security. EO Network powers vault-curated stablecoins, PT tokens and other specialized feeds for top-tier markets curators.

TermMax

TermMax focuses on maturity-based lending, a design that mirrors traditional fixed income. With EO’s manipulation-resistant PT pricing, TermMax can deliver predictable, time-bound yield products with institutional transparency.

The Role of EO Network in PT Markets

While lending protocols provide the foundation, secure data infrastructure is what makes PT markets possible. EO Network ensures that every PT token market is powered by:

• Precision NAV & PT feeds for accurate time-based pricing.

• Immutable on-chain proofs for transparency across issuers, curators, and investors.

• Stake-secured operators to protect against manipulation.

This is why issuers & curators rely on EO Network to power their yield-bearing PT Token strategies.

Conclusion

Lending protocols are not just marketplaces; they are the infrastructure layer that makes PT tokens viable. By hosting PT markets, they create the liquidity, risk management, and programmability that allow fixed yield products to scale.

With EO Network powering the feeds behind these markets, PT tokens are becoming the bridge between institutional fixed income and decentralized finance, unlocking a new era of tokenized yields.

Launch your PT Markets with EO Network: eo.app